About
Four people in Leith, one sum between them.
Groat began as a spreadsheet Isla kept on her phone and Rafiq kept breaking. It is now an app that does one thing.
Budgeting apps ask you to become an accountant. Most people want to know one thing, standing in a shop: can I afford this today. Groat answers that and stays out of the way.
By the people who use it. Groat Whole costs £2.99 a month. There are no adverts, no offers for loans and no data sold to anyone.
A bank, a credit score, a feed or a place to invest. If a feature needs a second number on the Today screen, it does not ship.
Who answers when you write.
Isla Drummond
Design
Drew every screen, then removed most of them.
Rafiq Haldane
Engineering
Wrote the sum. Checks it against his own rent.
Morven Acheson
Banking and data
Ten years in open banking, so you do not need any.
Tobias Wren
Support
Answers every email himself, usually the same day.
